E-money to Solvency II, & EU Treaties

E-Money:

Insurance, Insurance Mediation and Distribution:

Information Accompanying Transfers of Funds:

  • Proposal for a Regulation of the European Parliament and Council on information accompanying transfers of funds (2013/0264 COD) (version: 21 April 2015);

Interchange Fees for Card-Based Transactions:

  • Regulation of the European Parliament and Council on interchange fees for card-based payment transactions (2015/751/EU);
  • Guidance on the UK Payment Systems Regulator’s approach as a competent authority for the EU Interchange Fee Regulation (6 October, 2016);

Passporting:

  • Freedom to provide services and the general good in:

Payment Services Directive (PSD1 and PSD2):

European law:

  • Payment Services Directive (2007/64/EC);
  • European Commission’s Q&A on the first Payment Services Directive;
  • The Second Payment Services Directive (2015/2366/EU);

UK Law:

  • The Payment Services Regulations (2009/209);
  • The Payment Services (Amendment) Regulations (2009/2475);
  • The Payment Services Regulations (2012/1791);

Payment Accounts:

European law:

  • Payment Accounts Directive (2014/92);

UK law:

  • Payment Accounts Regulations 2015 (2015/2038);

The Register of People with Significant Control:

UK Law:

  • The Register of People with Significant Control Regulations 2016 (SI 2016/339);
  • The Limited Liability Partnerships (Register of People with Significant Control) Regulations (SI 2016/240)

UK Guidance:

  • Register of People with Significant Control: Guidance for –
    • Companies, Societates Europaeae & Limited Liability Partnerships (BIS V4 11 April 2016);
    • People with Significant Control over Companies, Societates Europaeae & Limited Liability Partnerships (BIS V2 11 April 2016);
  • Statutory Guidance on the meaning of “significant influence or control” over:
    • Companies in the context of the Register of People with Significant Control (BIS 14 April 2016) (final);
    • Limited Liability Partnerships in the context of the Register of People with Significant Control (BIS 14 April 2016) (draft);
  • Summary Guide for Companies – register of people with significant control (BIS);

Solvency II:

European Law and Guidelines:

  • A Consolidated version of the Amended Solvency II Directive (2009/138/EC) (as at 25 July 2014);
  • Commission Delegated Regulation Supplementing the Solvency II Directive (2015/35);
  • Commission Delegated Regulation concerning the calculation of regulatory capital requirements for infrastructure investments (amending 2015/35) (2016/467);
  • Commission Implementing Regulation on the supervisory process for:
    • Approving an internal model, major changes to a model, and changes to the policy for changing a model (2015/460);
    • Making a joint NSA-decision about a group internal model application (2015/461);
    • Approving the establishment of an SPV, and the formats and templates for supervisory reporting for SPVs (2015/462);
    • Approving the use of Undertaking Specific Parameters (2015/498);
    • Approving the use of ancillary own-fund items (2015/499); and
    • Approving the use of a matching adjustment (2015/500);
  • Commission Implementing Regulation laying down implementing technical standards with regard to, or on:
    • The lists of regional governments and local authorities, exposures to which are to be treated as exposures to the central government (2015/2011);
    • The procedures for decisions to set, calculate and remove capital add-ons (2015/2012);
    • The procedures for assessing external credit assessments (2015/2015);
    • The equity index for the symmetric adjustment of the standard equity capital charge (2015/2016);
    • The adjusted factors to calculate the capital requirement for currency risk for currencies pegged to the euro (2015/2017);
    • The templates for the submission of information to the supervisory authorities under articles 35, 244 and 245 of the Solvency II Directive (2015/2450), together with the amending Regulation (2016/1868);
    • The templates and structure of the disclosure of specific information by supervisory authorities under article 31 of the Solvency II Directive (2015/2451); and
    • The procedures, formats and templates of the Solvency & Financial Condition Report required by articles 56 and 256 of the Solvency II Directive (2015/2452);
  • EIOPA Solvency II Preparatory Phase Guidelines on:
  • EIOPA Guidelines on the valuation of technical provisions

UK Law:

Treaties:

  • Consolidated versions of the Treaty on European Union and the Treaty on the Functioning of the European Union (OJ C236 26 October 2012)